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Re: The lowest form of life
Posted: Fri May 22, 2020 4:16 pm
by Krunchmeister
Most folks hardly ever collect on insurance. That's why they are hugely profitable and why they used profits to get laws passed requiring insurance. Its the mafia protection plan and why the ACA wasn't able to get single-payer included. Have you seen the movie"The Rainmaker" Billy?
Re: The lowest form of life
Posted: Fri May 22, 2020 8:17 pm
by GuitarBilly
The name rings a bell but I don't think I've watched it. I'll look it up tonight.
Re: The lowest form of life
Posted: Sat May 23, 2020 7:14 am
by Pepi
19k at 16 years
Re: The lowest form of life
Posted: Sat May 23, 2020 8:32 am
by GuitarBilly
Pepi wrote:19k at 16 years
Do you mean the interest?
It's hard to know for sure because it's not 19k at 16 years. It's 19k over 16 years. Average 1200/year (less in the beginning and more now but that's the average charge per year).
They were charging her yearly and we didn't catch it because it wasn't coming out of her daily checking a count, we have a trust set up for her retirement income, properties etc and they were charging the trust account and just didn't catch it until now.
Re: The lowest form of life
Posted: Sat May 23, 2020 9:51 am
by Steinmetzify
Glad you updated this Billy. And I’m glad your dad got involved and crushed em. Hopefully they come across just under threat of legal action. Keep us updated please.
Re: The lowest form of life
Posted: Sat May 23, 2020 1:34 pm
by jgreenwd
Screen Shot 2020-05-23 at 1.31.47 PM.png
Even at 3% compounded interest, that's over $30k. Then include the "why did you give me this headache?" and "I shouldn't have to deal with this BS" fees, I don't think $40k is out of the question.
Re: The lowest form of life
Posted: Sat May 23, 2020 2:20 pm
by GuitarBilly
Yeah at this point we're just asking for what was charged to keep it simple. If they complain or try to drag their feet and we have to sue, then we're going for interest, damages etc so around 40-50k. Not to mention criminal charges.
But if they're willing reimburse her and send a check next week, we'll drop it because I really prefer to avoid a potentially long court case.
I think it's an easy choice for them to make but we'll see.
Re: The lowest form of life
Posted: Sat May 23, 2020 7:31 pm
by ajaxlepinski
Man, I really hate shit like this. Glad you have a lawyer in the family.
My buddy had to take his health insurance company to court to get them to pay for his daughters hospitalization.
She's fine now but, she needed help getting her landing gear down for a few months.
The insurance company only wanted to pay for one week of treatment.
Luckily, my cousin won.
Re: The lowest form of life
Posted: Sun May 24, 2020 1:48 pm
by long standing member
GuitarBilly wrote:Yeah at this point we're just asking for what was charged to keep it simple. If they complain or try to drag their feet and we have to sue, then we're going for interest, damages etc so around 40-50k. Not to mention criminal charges.
But if they're willing reimburse her and send a check next week, we'll drop it because I really prefer to avoid a potentially long court case.
I think it's an easy choice for them to make but we'll see.
Lawyers are there for you to not have the headache....let the lawyers deal with it.
Your mom will come out ahead if you sue for zillions of dollars, a class action suit, criminal proceedings agains the CEO, etc.
None of that will happen, but it will make them sweeten the pot when making you an offer to get you to go away.
Do eet!
Re: The lowest form of life
Posted: Sun May 24, 2020 4:20 pm
by Pepi
Put the 'HAMMER' down Billy ... FUCK them up bad
Re: The lowest form of life
Posted: Fri Aug 14, 2020 4:13 pm
by guidedbyechoes
How did this end? Any good news?
Re: The lowest form of life
Posted: Fri Aug 14, 2020 4:30 pm
by mortatone
Holy shit. Some people are just shameless shitbags. Damn.
Re: The lowest form of life
Posted: Fri Aug 14, 2020 7:19 pm
by GuitarBilly
guidedbyechoes wrote:How did this end? Any good news?
yeah the broker paid my mom in full the same week we threatened him. We did not sue for interest and damages because that would be a dragged out court case. So getting the 20k back was great.
Agent lost his job, broker said the agent may no longer be able to sell insurance because he filed a complaint against the agent with the Insurance Council, not sure how that works and I didn't follow up on that. I just wanted my mom to have her money back.
All in all, a resounding win for my mother. Like I said in the OP that guy is the lowest form of life. Stealing from an 80 y.o. lady... fucking asshole
Re: The lowest form of life
Posted: Fri Aug 14, 2020 7:24 pm
by mortatone
So what guitar did she decide on?
Re: The lowest form of life
Posted: Fri Aug 14, 2020 7:37 pm
by GuitarBilly
mortatone wrote:So what guitar did she decide on?
Re: The lowest form of life
Posted: Fri Aug 14, 2020 8:16 pm
by mortatone
GuitarBilly wrote:mortatone wrote:So what guitar did she decide on?
Nice choice. Same as cash for 192 months?
Re: The lowest form of life
Posted: Fri Aug 14, 2020 8:18 pm
by guidedbyechoes
GuitarBilly wrote:guidedbyechoes wrote:How did this end? Any good news?
yeah the broker paid my mom in full the same week we threatened him. We did not sue for interest and damages because that would be a dragged out court case. So getting the 20k back was great.
Agent lost his job, broker said the agent may no longer be able to sell insurance because he filed a complaint against the agent with the Insurance Council, not sure how that works and I didn't follow up on that. I just wanted my mom to have her money back.
All in all, a resounding win for my mother. Like I said in the OP that guy is the lowest form of life. Stealing from an 80 y.o. lady... fucking asshole
I'm glad you got a happy ending out of it and had the restraint not to fucking choke the agent.
Re: The lowest form of life
Posted: Fri Aug 14, 2020 11:23 pm
by GuitarBilly
^^ I was very close to it several times, trust me.
Re: The lowest form of life
Posted: Sat Aug 15, 2020 7:17 am
by skybluegary
Re: The lowest form of life
Posted: Sat Aug 15, 2020 8:01 am
by Marc G
Glad Everything worked out for your Mom Billy... I'm sure that 20K will come in handy......
Also glad that fucker isn't in a position to do this shit to anyone anymore..... makes you wonder if your mom was the only person he did this to
Re: The lowest form of life
Posted: Sat Aug 15, 2020 8:03 am
by Devin
Nice man, i had been wondering how this turned out.
Re: The lowest form of life
Posted: Sat Aug 15, 2020 9:33 am
by itchyfingers
Yay Limas!!!
Re: The lowest form of life
Posted: Sat Aug 15, 2020 9:34 am
by JiveTurkey
2 things:
1. Great news for your mom!
2. Why am I suddenly gassing for a PRS?
